(a)      The information in this web site is educational only and is not intended and should not be construed as investment, tax, legal, financial or other advice.

(b)      The information contained in this website or other URTH materials are general in nature and is not intended and should not be used or construed as an offer to sell, or a solicitation of any offer to buy, securities of any fund, scheme or other investment product ("Fund") in any jurisdiction.

(c)      Neither URTH nor URTH's officers or employees are qualified, authorised or in the business of providing financial or investment advice.

(d)      URTH may refer interested persons to third parties ("Promoter") that operate Funds.  Such referral should not be seen as endorsement of such Promoter or Fund

(e)      The Funds referred to in this website are not sponsored, endorsed, recommended or promoted by URTH.

(f)       URTH does not receive a direct financial benefit from Promoter but may receive voluntary donations from Promoters from time to time.

(g)      URTH bears no liability with respect to any Promoter or Fund.

(h)      There are substantial risks in investing in a Fund of any kind including loss of investment.

(i)        Persons interested in investing in a Fund should:

(i)         seek professional financial, tax and legal advice;

(ii)        ensure that the parties hold all necessary qualifications including Australian Financial Services Licences (where applicable);

(iii)       carefully consider their own personal circumstances; and

(iv)      carefully consider all necessary disclosure materials,

before deciding to invest.

(j)        Investment is speculative and subject to known and unknown variables that may lead to volatility;

(k)      investment in a Fund or scheme is not suitable or desirable for all investors.

(l)        There may be eligibility criteria for investment in a Fund.

(m)    This website was prepared in good faith and URTH accepts no liability for any errors or omissions.

(n)      The above summary is not a complete list of the risks and other important disclosures involved in investing in Funds. Before making any investment in a Fund, investors are advised to thoroughly and carefully review offering documentation with their financial, legal and tax advisors to determine whether an investment is suitable.

(o)      This web site may contain links to third party websites.  URTH does not accept any responsibility for the contents or information contained in those websites and makes no representations as to the accuracy or completeness of the content or information provided by those websites.

(p)      URTH recommends that you make your own enquiries in relation to third parties that are described or linked on this website.

(q)      URTH is the owner of the copyright in the contents of this website. The contents of this website may not be reproduced, distributed or published in any way or by any means without the prior written consent of URTH, except as permitted by law.

(r)       By entering this website, you acknowledge that you have read and agree to these provisions.